What To Know About An Accident With An Out-Of-State Driver
When you get into a car crash, you are already stressed out and wondering how you are going to deal with all the unknowns in the future. However, if the other driver in the crash was from a different state, that opens a new set of questions you and your insurance company must address.
If you are wondering what to know about a collision with an out-of-state driver, the seasoned auto wreck attorneys at Whetstone Perkins & Fulda could provide answers to help you through this difficult time. Call our law office today to schedule an initial consultation.
What to Do After a Car Crash
Whether in an accident with an out-of-state or local driver, you should follow a few steps to protect yourself:
- Assess your own needs, such as injuries, or needing to move your vehicle
- Call 911 to report the accident, secure medical attention, and divert traffic
- Exchange information with the other driver involved in the accident
The information you exchange with the other driver should include personal identification, such as your names, contact information, and driver’s license number. You will also want to exchange insurance information, such as the company and policy number.
Getting the license plate number, state of the license, and the vehicle’s make, model, and color could help clear up any confusion later on. Take photos of the accident scene, including license plates, road conditions, and visible injuries. This evidence may be necessary to build a strong case if a personal injury claim is filed.
How an Out-Of-State Driver Affects the Way the Accident is Handled
After the initial steps are taken following a collision, you may wonder who is liable for the damages. Some things you will need to know as you work with the insurance company of an out-of-state driver in South Carolina include the following:
- Drivers are required to have a minimum liability insurance in South Carolina
- Not all states follow the exact minimum insurance requirements
Your South Carolina insurance will include Underinsured Motorist (UIM) or Uninsured Motorist (UM) coverage because that is required in our state. This coverage will be helpful to you because it can help cover damages in the accident, whether the out-of-state driver has insurance.
You should also know that all accidents in South Carolina will follow the state’s accident filing rules. An out-of-state driver will need to know more about our state’s laws regarding wrecks, and their insurance company will also have to follow South Carolina rules.
Contact Our Team About a Car Accident With an Out-of-State Driver
Our legal team understands what to know about a wreck with an out-of-state driver. We could answer your questions and provide the legal guidance you need as you deal with the aftereffects of the crash and injuries. We could also communicate with out-of-state insurance companies.
Insurance requirements change from state to state, but the knowledgeable team at Whetstone Perkins & Fulda could carefully evaluate your situation and inform you of your rights. Contact us to schedule a consultation.
